Your client database is sitting on untapped revenue.
Broki monitors every mortgage in your portfolio and alerts you the instant a client can profitably refinance — penalty calculated, savings quantified, ready to call.
Most brokers are leaving 4–6 refinances on the table every quarter.
Manual Tracking
Spreadsheets, sticky notes, calendar reminders. You're missing refinance windows while your competition isn't.
Penalty Blindspot
Clients don't call because they assume breaking their mortgage costs too much. They're often wrong — but you don't know when.
Lost Revenue
Every month without systematic monitoring is money walking out the door to another broker.
There's a better way.
Thousands of penalty calculations. Zero manual work.
Broki tracks every file in your book in real time. The moment market rates create a profitable refinancing window — accounting for the exact prepayment penalty — you get the alert. No more guessing. No more missed calls.
- Automatic break-even rate calculation for every client
- 3-month interest AND IRD penalty methods built in
- Real-time opportunity scoring — know who to call first
- Tracks current amortization and live mortgage balance
- Color-coded dashboard: green = call now, red = not yet
Know exactly when the math works.
The break-even calculator tells you the precise rate a client needs to see before refinancing makes financial sense — after penalty. No approximations. Just numbers.
Break-Even Rate
4.19%
Monthly Savings Today
+$887
You stay top-of-mind. Every month. Automatically.
Every client in your portfolio receives a personalized, fully branded homeowner snapshot — automatically. Their equity, their penalty, their savings at today's rates. Your referral partners front and center. You didn't lift a finger.
Live Equity Tracker
Exact equity position and LTV ratio, updated automatically.
Penalty Estimator
Prepayment penalty displayed so clients see the real cost to break.
Referral Partner Spotlight
Feature your realtor partners on every report — a value-add they'll love.
Watch the system work.
See how brokers systematically identify and close refinance opportunities across their entire book of business.
What brokers are seeing.
$50K+
Average additional revenue identified per broker, per year
1,000s
Penalty calculations automated every month
Hours
Saved weekly vs. tracking your book manually
"I closed refinances last month that I never would have caught manually. Broki paid for itself many times over."
"The monthly reports alone are worth it. My clients think I'm watching their mortgage 24/7. I kind of am — just automatically."
Three steps. Zero friction.
Connect your portfolio
Import your client files. Broki syncs mortgage details, rates, terms and balances.
Set your thresholds
Define what a 'good' opportunity looks like for your business. Broki watches 24/7.
Get paid to call
Receive alerts with full penalty math done. Close the conversation, not the calculator.
Your next 4 refinances are already in your database.
You just don't know which clients they are yet.
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